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Debt Consolidation and Personal Finances: Learn the Truth!
An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting a painless solution.
The January post-holiday credit card bills are often the proverbial straw that breaks the camel's back, where families now have to face the problem of how to pay for the holiday gifts and celebrations without sliding further into debt.
Avoiding these problems, and recovering from overwhelming debt, are what Real Life Debt.com is all about: it's a resource site that's dedicated to helping you learn about your options with credit card debt, debit cards, debt management, debt counseling, privacy, deciding about bankruptcy (and the different types of bankruptcy), and more.
Founder Dave Taylor explains "As a private, independent initiative, we're sure that you'll find Real Life Debt.com to be an excellent resource for understanding and managing your own financial issues. To ensure accuracy, the materials on this site are all from the United States government: one goal of Real-Life-Debt.com is to help people find the excellent material produced by the Federal Trade Commission, Federal Reserve, Consumer Information Center, and similar organizations."
In addition, Real Life Debt also features a weblog (a "blog") with postings from different individuals who share their own challenges managing their personal finances, including bankruptcy, credit card penalties, and much more.
Real Life Debt is an unbiased source of credit card, debt management, privacy and bankruptcy information, without commercial sponsors or a sales pitch. To ensure accuracy, much of the material is from U.S. government sites.
Dave Taylor has been involved with the Internet since 1980. He's written sixteen technical and business books including the best-selling "Creating Cool Web Sites", and his most recent projects are startup 101 info and Ask Dave Taylor.
KY3
New York Times, United States - Jan 7, 2009
Congress has already provided some debt relief to homeowners through the Mortgage Forgiveness Debt Relief Act of 2007, which exempts from taxes any debts ...
IRS should help some delinquent taxpayers, report says Salt Lake Tribune
IRS changes offer relief to delinquent taxpayers USA Today
IRS to cut struggling taxpayers a break Columbus Dispatch
Arizona Republicall 300 news articles
Reuters - 4 hours ago
Credit default swaps are used to insure against a borrower defaulting on their debt or can be used to bet on a company's credit quality. ...
The Market Oracle
Los Angeles Times, CA - Jan 8, 2009
That should be a relief to President-elect Barack Obama, who is pushing Congress to approve a huge spending program to jump-start the economy. ...
Fed Focuses on Consumer, Corporate Loan Rate Spreads Bloomberg
Tide turning for treasuries? FT Alphaville
all 492 news articles
Sify
BBC News, UK - 20 hours ago
Opponents say giving bankruptcy judges the power to erase mortgage debt would increase costs for future homeowners. A similar proposal failed to win ...
Citi to support novel attempt at mortgage relief? FierceFinance
Citi backs foreclosure prevention plan CNNMoney.com
Citi Throws Weight Behind Cram-Downs Housing Wire
International Herald Tribune - USA Todayall 624 news articles
Reuters - 2 hours ago
There is a slightly better tone around emerging markets and it is being reflected in the fact that external debt is holding up fairly well," he said. ...
Reuters South Africa
Reuters India, India - 7 hours ago
FORECLOSURE RELIEF * Conditions the use of the final $350 billion funding for TARP on the program's use of at least $50 billion for foreclosure mitigation. ...
Frank’s TARP Makeover Could Include Foreclosure Mitigation Housing Wire
Treasury sees signs financial rescues working Reuters
Housing first target of Exchange Bank’s TARP funds Santa Rosa Press Democrat
CBS News - Minneapolis Star Tribuneall 2,015 news articles
MSNBC
Motley Fool - 4 hours ago
Got credit card debt? Relief is just a phone call away. The strategy is simple: Call your credit card company and sweet-talk the customer service rep into ...
Call to switch as credit cards shun rate cut Sydney Morning Herald
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WJBF-TV
Reuters - Jan 8, 2009
The Fed has also embarked on a program to buy up to $100 billion in unsecured debt of Fannie Mae, Freddie Mac and the Federal Home Loan Banks in a move also ...
2008: Year of the Bailout Dakota Voice
General Sessions Civil Court To Close Friday Memphis Daily News
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Norway Post, Norway - Jan 8, 2009
This, together with other debt cancellation, will make Liberia’s debt manageable. The debt relief package for Liberia is part of the Heavily Indebted Poor ...
MarketWatch - Dec 18, 2008
The new debt settlement program from Think Debt Relief is designed to help consumers with $10000 or more in unsecured debts settle those debts in as little ...
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