Finding Reputable Credit Card Companies

You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?

First, don't look for the best credit cards in your email box; and don't pick out your small business credit cards from your daily junk mail. While these are often good bargains and perfectly honest companies, junk mail and email are also the way fraudulent credit card companies find their victims, or less-than-great credit card companies find customers. The best credit cards are the ones you seek out yourself. Whether you're looking for small business credit cards or good credit cards for your personal use, be an active rather than a passive buyer.

Go to your bank and ask them if they carry credit cards, or if they can recommend a good company. Chances are, the answers will be yes, and yes. For unsecured cards, your bank may have less than great rates; but for cards secured by home equity or an equivalent security, your bank will probably have rates competitive with the best advertised prices out on the Web or television - and you have the added comfort of knowing you can trust them.

Go to the MasterCard or Visa websites and ask them for reputable card providers; they may be willing to provide you with a list. Or only apply for cards affiliated with a bank you have heard of, like Wachovia or Bank of America. If you are applying for a card with junk mail applications, look carefully at the application. Does it appear less than professional? Are there misspellings or odd errors? This may be a fraud.

Whoever you go to, keep a record of your application, and follow up on it a month or so later if you haven't heard anything. The information you get that way may save your credit rating.

Jeff Altmire is the author of this article. This article may be reproduced on websites subject to credit being given to the author, and a link to this website. If you would like more information go to http://www.best-credit-card-cards.com

---

PARLOT.COM: Turnkey Money Making websites

Credit Score - Reporting Your Financial Health

Credit score is one of the most basic, determining factor... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit... Read More

Cutting Credit Card Costs

What are the APRs charged by the credit cards in... Read More

What is a Credit Card?

A credit card allows you to buy things even though... Read More

Save Money and Lower your Payments by Improving or Repairing Your Credit

Having a better credit score not only represents easier access... Read More

Important Things to Know About Divorce and Credit

Joint debts remain joint debts.Both spouses signed a legally binding... Read More

Avoiding ID Theft and Credit Fraud

Article excerpted from the new book, "How to Do Space... Read More

What is a Credit Report?

Ever wondered what is a credit report? If you've ever... Read More

Getting Your Credit Report and Understanding Whats On It

If you intend to apply for a loan, you need... Read More

Credit Cards - Why Prepay?

With prepaid credit cards, you get the practicality of plastic... Read More

Tips for Credit Card Surfers

Moving money from credit card to credit card to take... Read More

Teaching Students To Keep Out Of Credit Card Debt - The Parents Role

Parents have the full responsibility for their children and their... Read More

Figuring Out the Ever Nebulous Numbers Called Credit Scores

Credit Score FactorsThe information contained on our credit reports affect... Read More

Are 0% Credit Cards Reaching Their End?

Are Credit Card companies starting to feel the pinch? We... Read More

Which Credit Bureau Should I Use To Check My Credit Report?

There are three main credit bureaus in the United States;... Read More

Credit Verus Debt

Secured and unsecured debt - what's the difference?It's easy to... Read More

Credit Education

Having credit education is like knowing how to read. It... Read More

What Are the Most Common Ways to Commit Identity Theft or Fraud?

It's the number one source of consumer complaints at the... Read More

How Does a Creditor Determine Whether to Grant You Credit?

Credit 101How does a creditor determine whether to grant you... Read More

Credit Cards: Pros and Cons

Sure, there are a lot of problems with credit cards,... Read More

How Businesss Mess Up Their Credit Policies

In "Become the Squeaky Wheel" a book recently published, Michelle... Read More

Big Brother Knows Whats in Your Credit Report - How About You?

Whether you are aware of it or not, credit bureaus... Read More

5 Surefire Ways To Eliminate Credit Card Debt

Do you have enormous credit card debt? You are certainly... Read More

How to Order the Right Credit Reports to Repair Your Own Credit

In this week's article, I am going to offer some... Read More

Tired Of Being Broke?...Learn How To Force Banks To Give You Money!

Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More